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Aqua Home Loans works with Manly locals to arrange home loans that align with the unique price points and lifestyle of Sydney’s Northern Beaches. Manly 2095 offers a premium coastal suburb with strong buyer demand, high median house prices and broad appeal for professionals, families and investors.​

We build lasting relationships based on transparent communication and consistent reliability, helping you feel confident and informed at every step.

Manly Suburb Profile

Manly sits at the gateway to the Northern Beaches, blending harbourside calm with an energetic surf and café culture that attracts both long‑term residents and visiting commuters. Fast CBD access via the Manly ferry and frequent bus services make the suburb popular with city professionals who prefer a beachside base without giving up connectivity.​

Property in Manly is characterised by a mix of freestanding homes, semi‑detached houses and high‑demand apartments close to the beach, harbour and transport. Limited land supply, lifestyle appeal and strong buyer competition have helped underpin long‑term capital values across the 2095 postcode.​

Median house prices – last 5 years

Median house prices in Manly have consistently held above the four‑million‑dollar mark, placing the suburb among the most expensive postcodes in Sydney. While the growth rate has moderated since the post‑COVID surge, values have remained resilient, supported by high demand and constrained stock.​

Approximate median house prices (Manly 2095):

• 2021: around $4.25m$4.25m median house price.​

• 2022: around $4.22m$4.22m median house price.​

• 2023: around $4.41m$4.41m median house price.​

• 2024: around $4.30m$4.30m–$4.50m$4.50m median house price, depending on data source.​

• 2025: current figures show houses typically transacting in the mid‑four‑million‑dollar range, with some sources quoting medians from about $4.35m$4.35m to $4.60m$4.60m.​

These ranges illustrate how tightly held the suburb is and why many buyers choose tailored borrowing strategies to compete in Manly’s auction‑driven market.​

Benefits of living in Manly 2095

• Coastal lifestyle with city access: Manly offers surf beaches, harbour walks, cafes and restaurants within walking distance, while the ferry provides a direct link to Circular Quay for CBD workers.​

• Strong demographics and income profile: Manly’s population is about 16,300 people with a median age in the mid‑30s, reflecting a high proportion of working professionals and double‑income households.​

• Internationally connected community: Just over half of residents were born in Australia, with significant numbers from England, New Zealand, the United States and Brazil, creating a cosmopolitan feel and diverse local businesses.​

• High‑demand housing market: Median house prices around the mid‑four‑million range and solid rental demand (roughly 40% of residents renting) signal a market that attracts both owner‑occupiers and property investors.​

Manly population and demographics

Manly has a population of roughly 16,000 people, with a near‑even split between males and females and a median age of about 36, slightly younger than the national median. Households tend to have fewer children than the national average, aligning with the suburb’s mix of professionals, downsizers and lifestyle‑focused buyers.​

The area has a strong English‑speaking base, though many residents speak additional languages such as Spanish, French and Portuguese at home. Higher education levels, professional occupations and above‑average household incomes help support Manly’s premium property prices and vibrant local economy.​

How Aqua Home Loans supports Manly buyers

Aqua Home Loans works with borrowers competing in Manly’s high‑price, low‑supply market, helping them compare home loan options across multiple banks and non‑bank lenders. Detailed understanding of Manly house values, rental yields and property types allows tailored finance strategies for first‑home buyers, upgraders and investors in the 2095 postcode.​

At Aqua Home Loans, your local mortgage brokers on Sydney’s Northern Beaches, we’re all about creating an experience that feels personal and stress-free.

We combine deep industry know-how with genuine care to help you reach your goals with confidence.

But don’t just take our word for it – hear directly from the people who’ve worked with us and see the difference for yourself.

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Welcome to Aqua Home Loans, a trusted partner in navigating the mortgage landscape. Located in Dee Why, Sydney’s Northern Beaches we help you secure a professional partnerships for your community.